Legacy Lending Group
Building Your Future, One Home at a Time!

The first step toward homeownership begins with a conversation. Connect with one of our Legacy Lending loan officers, who will guide you through every stage of the loan process. From completing your application and determining the best loan options to securing pre-approval and preparing your documents, we’ll ensure you’re on the right path to closing day. Our goal is to make the process smooth and stress-free—so don’t hesitate to ask any questions along the way!

Here is the fun part. Now that you have your loan pre-approval, take your realtor house-hunting for a dream home that matches your budget.

Now that you found your dream home, a My Mortgage, Inc. loan processor reviews all your documentation and information on the property you are purchasing. They get all the underwriting conditions, dot the i’s and cross the t’s, then send it off to the underwriter.

You can think of the My Mortgage, Inc. underwriter as the key decider in your mortgage loan. A My Mortgage, Inc. underwriter closely evaluates all the documentation prepared by our loan processor, then cross-checks to see if the borrower and property match the eligibility requirements of the loan product.

The My Mortgage, Inc. closing team works round-the-clock to get your loan ready for closing day. Title insurance is ordered, all documents are reviewed for accuracy, as well as making sure all parties are satisfied. Now we are ready to schedule your closing day.

We have your closing day scheduled! The My Mortgage, Inc. closing team is ready to have you sign the final document for your dream home. All your loan documents have been reviewed and double-checked and are on the way to the closing agent. This is where you will review and sign all the documents to seal the deal.

Bring out the champagne! You get the keys to your home and are officially a homeowner.